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Australia Student Visa (Subclass 500) 2026: funds, Genuine Student requirement and the first month

Australia remains one of the most popular study destinations in the world, and the Student visa (Subclass 500) is the main way international students get there. The application asks for more than an offer letter. You need to show you can support yourself, that you are a genuine student, and that you meet health, character and insurance requirements. Then, once you land, there is a busy first month.

This guide walks through the main pieces for 2026. I will not quote dollar amounts, fees or processing times, because they are set and updated by the Department of Home Affairs. Use this as a map and check every detail on the Home Affairs website before you act.

The basics of Subclass 500

The Subclass 500 visa lets you study a registered course at an Australian education provider. In general you will need:

  • A Confirmation of Enrolment (CoE) from your provider for a registered course.
  • Evidence that you meet the Genuine Student requirement.
  • Evidence of enough money to cover your stay, as defined by Home Affairs.
  • Overseas Student Health Cover (OSHC) for the length of your visa, unless an exemption applies.
  • English language evidence where required.
  • Health and character requirements.

Check which of these apply to you, and in what form, on the Home Affairs website. Your provider's international office can also explain what they need from you.

Showing financial capacity

Home Affairs sets the rules for how much money you need to show and what counts as acceptable evidence. These figures are reviewed from time to time, so do not rely on a number from an old forum post or a friend's application. Practical tips:

  • Read the current financial capacity guidance on the Home Affairs website.
  • Make sure your evidence is genuine, clear and traceable. Large unexplained deposits shortly before applying can raise questions.
  • If a family member is supporting you, prepare documents that show the relationship and their ability to support you.
  • Keep translations of any documents that are not in English.

The Genuine Student requirement

The Genuine Student requirement asks you to show that you are coming to Australia mainly to study. Home Affairs publishes the questions and guidance it uses. Answer in your own words and be specific:

  • Why this course and this provider?
  • How does it connect to your previous study or work?
  • How does it fit your future plans?
  • What are your circumstances at home?

Avoid copying templates from agents or the internet. Generic or copied answers are easy to spot and can harm your application. Make sure your answers match your other documents.

Work conditions and other visa conditions

Student visas carry conditions, including limits on work during study periods and the requirement to stay enrolled and maintain satisfactory attendance and progress. The details of these conditions are published by Home Affairs, and they have changed in recent years. Read your visa grant notice carefully, because it lists the conditions that apply to you.

Your first month in Australia

Week 1

  • Tell your provider you have arrived and complete orientation.
  • Update your Australian address with your provider, as required.
  • Get a local SIM card.
  • Check that your OSHC is active and learn how to use it.

Week 2

  • Open a bank account. Banks set their own identification requirements.
  • Apply for a Tax File Number (TFN) through the Australian Taxation Office if you plan to work.
  • Learn your rights at work through the Fair Work Ombudsman, which publishes free information for international students.

Weeks 3 and 4

  • Move from temporary accommodation into a longer-term place if needed.
  • Read your lease carefully and find out how your bond is protected in your state or territory.
  • Set up a study routine early. Attendance and progress matter for your visa.

For a broader overview of living, working and studying in Australia, with pointers to the official agencies, see MigrantIQ's Australia guide . Use it as a starting point and confirm details with Home Affairs.

Watch out for scams

International students are often targeted. Be careful about:

  • Agents who promise a guaranteed visa or offer to "fix" your financial documents. Fake documents can lead to refusal and long-term consequences.
  • Anyone claiming to be from Home Affairs, the police or the tax office who demands urgent payment by gift card, crypto or bank transfer. Government agencies publish their official contact details.
  • Rental listings that ask for a deposit before you have inspected the property or signed anything.
  • Jobs that pay cash with no payslip, or ask you to work beyond your visa conditions.
  • If you use a migration agent, check that they are registered. Home Affairs explains how to verify registered agents.

A quick checklist

  • CoE received and details checked
  • Financial evidence prepared according to current Home Affairs guidance
  • Genuine Student answers written in your own words
  • OSHC arranged for the whole visa period
  • Visa conditions read and understood
  • Arrival reported to your provider and address updated
  • Bank account and TFN sorted
  • Lease signed only after inspection

Studying in Australia can open a lot of doors. A careful, honest application and an organised first month make the rest of the journey much easier.

Disclaimer: this article is general information, not legal or migration advice. Australian visa rules, fees and conditions change. Always check the current requirements with the Department of Home Affairs, or speak to a registered migration agent, before making decisions.

MigrantIQ / Naveed Jawaid

New to Ireland on Stamp 2 or Stamp 1G (2026): Your First 30 Days - IRP Registration, PPSN, Banking and Common Travel Area Traps

New to Ireland on Stamp 2 or Stamp 1G (2026): Your First 30 Days - IRP Registration, PPSN, Banking and Common Travel Area Traps

By MigrantIQ / Naveed Jawaid

Your first month in Ireland as a non-EEA student (Stamp 2) or graduate (Stamp 1G) is mostly paperwork, and the order matters. This checklist deliberately quotes no fees or processing times; they change, and only the figures on the official sites on the day you apply count.

First, get your stamp straight

  • Stamp 2 is the student permission, with conditions on attendance and limited work rights. Read the conditions on your own permission, not a friend's.
  • Stamp 1G (Third Level Graduate Programme) lets eligible graduates of Irish higher education stay on to look for work. Immigration Service Delivery (ISD) says moving from Stamp 2 to Stamp 1G is requested online with supporting documents. Your permission length depends on your award level.

Already registered and switching to Stamp 1G? Skip to PPSN and banking.

Week 1: register your permission

Non-EEA nationals staying more than 90 days must register their immigration permission. Your landing stamp at the airport tells you the date by which to do it.

  • Where: Since 13 January 2025, first-time registration for every county happens at ISD's Burgh Quay Registration Office in Dublin, even if you study in Cork or Galway.
  • When to book: ISD says appointments are booked online only, only after you arrive, and booking is free. Create your ISD portal account as soon as you land. Stamp 2 applicants must wait until their course has started.
  • What to bring: your passport, the address form from your confirmation email, and printed copies of the documents your permission requires (for students, typically enrolment, fees paid, private medical insurance and evidence of funds). Electronic copies are not accepted, so print everything.
  • Payment: a registration fee is paid at the appointment. Check the current amount on irishimmigration.ie.
  • After: your Irish Residence Permit (IRP) card is posted to you. Make sure post actually reaches you at that address.

Renewals and stamp changes are done online. Put your permission end date in your calendar now.

Week 1-2: PPSN (only if you have a reason)

Your Personal Public Service Number is issued by the Department of Social Protection. According to MyWelfare:

  • You can only get a PPSN if you need one to access a public service - for example, starting a job so you can pay tax.
  • You do not need a PPSN if you are only looking for work. Applying "just in case" is not a valid reason.
  • You apply online through MyWelfare using a basic MyGovID account, give your reason, then attend an in-person appointment. Your number arrives by post after further checks.

Practical points:

  • With a job offer, ask the employer for a letter confirming it.
  • Once you start work, register the job with Revenue through myAccount. Until Revenue has your PPSN and job details, you may be taxed at emergency rates.

Week 1-3: opening a bank account

The classic first-month trap is circular: the bank wants proof of address, the landlord wants a bank account, and the employer wants both.

  • Ask each bank which documents it accepts as proof of address for a newcomer; a college or employer letter is worth asking about.
  • If your IRP card has not arrived, ask what will do in the meantime.
  • If you use an app-based account first, confirm your employer and landlord accept its IBAN.
  • Never pay a deposit to a landlord you have not met or verified.

The Common Travel Area traps

The Common Travel Area (CTA) covers Ireland, the UK, the Isle of Man and the Channel Islands. It gives Irish and British citizens special rights; it is not a free pass to the UK for non-EEA residents of Ireland.

  • Your IRP is not UK permission. If your nationality needs a UK visa, you need one to visit the UK, including Northern Ireland. The lack of routine checks on the land border does not change the rule.
  • UK ETA: gov.uk says non-visa nationals who live in Ireland do not need a UK Electronic Travel Authorisation when travelling to the UK from Ireland, Guernsey, Jersey or the Isle of Man. The exemption does not apply if you fly into the UK from outside the CTA, and you may be asked to prove you live in Ireland. Carry your IRP card.
  • Coming back: carry your passport and IRP whenever you travel, including from Britain.
  • Timing: avoid trips while a registration or stamp change is pending unless ISD has confirmed what you need to re-enter.

One free overview

After the official pages, it can help to see Ireland's main routes and planning notes in one place. For that, you can use a free Ireland country overview on MigrantIQ. Treat it as a starting map; the binding rules are always the ones published by Irish Immigration Service Delivery.

30-day checklist

  • [ ] Photo of your landing stamp and its registration date
  • [ ] ISD portal account created and Burgh Quay appointment booked
  • [ ] Printed documents, address form and payment ready
  • [ ] PPSN applied for only once you have a valid reason
  • [ ] Job registered with Revenue myAccount
  • [ ] Bank account with an IBAN your employer accepts
  • [ ] UK visa or ETA position checked before any trip north or across the Irish Sea

Disclaimer: This article is general information, not legal or immigration advice. Irish immigration rules, fees and procedures change. Always check the current requirements with Irish Immigration Service Delivery (irishimmigration.ie), the Department of Social Protection (MyWelfare) and, for UK travel, gov.uk before you act.

MigrantIQ / Naveed Jawaid